Buying a new home whether for the first time or the tenth time, is one of the largest financial transactions of your life. When you know where you stand you can make better and more informed decisions. Our job is to work with you and find you the best rate and the best terms for your mortgage package. We can provide you with a pre-approval based on the information you provide us and guide you on the best options to direct you on the path of home ownership.
Most lenders will look at 7 areas when reviewing your application for a mortgage:
Contact us for a pre-approval or to complete our fast and easy application. We can provide you with the security of a 90 – 120 day rate hold of depending on the lender. Then you can have the confidence of knowing how much you can afford and what your rate will be. If rates go up during that time your rate will remain the same. If rates go down, you have the ability to take advantage of the decrease.
Count us to be there to navigate you through the mortgage process.
At Mortgage Select Ltd. o/a The Mortgage Centre, we strive to make the mortgage process as easy and simple for you as possible. We provide you with a range of mortgage tools and resources which can help simplify the mortgage process. Below are useful tools that you can download.
Years of research and testing have gone into this app to make it the most accurate and user friendly mortgage app on the market. Unlike most other mortgage calculators, we have included the stress test calculation to give you an accurate picture of your qualifying potential. Plus, an amortization schedule, pre-payment calculations, and so much more. Take control of your mortgage today and download the app.