Buying a new home whether for the first time or the tenth time, is one of the largest financial transactions of your life. When you know where you stand you can make better and more informed decisions. Our job is to work with you and find you the best rate and the best terms for your mortgage package. We can provide you with a pre-approval based on the information you provide us and guide you on the best options to direct you on the path of home ownership.

Most lenders will look at 7 areas when reviewing your application for a mortgage:

• • Income
  • Debts
  • Employment history and industry experience
  • Credit history
  • Identity
  • Property value
  • Down payment

Contact us for a pre-approval or to complete our fast and easy application. We can provide you with the security of a 90 – 120 day rate hold of depending on the lender. Then you can have the confidence of knowing how much you can afford and what your rate will be. If rates go up during that time your rate will remain the same. If rates go down, you have the ability to take advantage of the decrease.

Count us to be there to navigate you through the mortgage process.